For many of us, life insurance is an essential part of our risk management plan;…
Author: Jose Armenta, MsBA, CFP®, ChFC®, EA
Jose Armenta is a CERTIFIED FINANCIAL PLANNER professional who specializes in helping federal employees get the most out of their federal benefits.
Jose's experience serving federal employees provides him with valuable insight into the unique financial planning needs of federal employees.
Having the choice of contributing to a Traditional TSP or a Roth TSP provides you…
The Federal Employees’ Group Life Insurance (FEGLI) program provides group term life insurance to eligible…
The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your…
What is Disability Insurance? Disability insurance is a type of insurance that pays you a…
With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like…
What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector…
As healthcare costs continue to rise, employer-provided healthcare benefits are becoming a critical part of…
The Federal Employees Retirement System (FERS) became effective January 1, 1987, replacing the Civil Service…
The Thrift Savings Plan (TSP) is designed to closely resemble the private sector’s 401(k). Although…