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  • Federal Benefits

The Federal Employee’s Dependent Care FSA At A Glance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on February 17, 2021February 17, 2021

As childcare costs continue to rise exponentially, it’s critical that all Federal employees understand one…

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  • FSA

The Federal Employee’s Flexible Spending Account at a Glance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on November 25, 2020November 25, 2020

A flexible spending account (FSA), also called a “flexible spending arrangement,” is a savings account…

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  • Federal Benefits

Quickstart Guide to Your Federal Employee Health Benefits

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on September 14, 2020September 21, 2020

The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your…

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  • Insurance

How to Choose a Healthcare Plan

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on August 17, 2020December 23, 2020

With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like…

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  • Employee Benefits

COBRA Health Insurance at a Glance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on August 3, 2020December 23, 2020

What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector…

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  • Employee Benefits

Understanding Northrop Grumman’s Health Care FSA

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on July 20, 2020July 20, 2020

What is a Health Care FSA? A flexible spending account (FSA), also called a “flexible…

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  • Insurance

What is a Health Savings Account?

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on June 19, 2020December 23, 2020

As healthcare costs continue to rise, employer-provided healthcare benefits are becoming a critical part of…

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HI, I’M Jose Armenta, MsBA, ChFC®, EA


I write about Federal Employee benefits in a way that is easy to understand.

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