Work With A Financial Planner Who Understands Your Federal Employee Benefits And Will Help Integrate Them Into Your Overall Financial Picture
Meet Jose Armenta, MsBA, CFP®, ChFC®, EA
If you want to have a financial planner by your side through all of life’s twists and turns, then this service is for you. Includes ongoing comprehensive financial planning with implementation, and investment management.
Fee: Our current fee is $2,100 per year for individuals, split up into equal monthly payments of $175, or $2,700 for couples, split into equal monthly payments of $225. There is also a one-time upfront fee of $900.
If you want a comprehensive financial plan but feel like you can handle the implementation on your own, then this service is for you. Includes a comprehensive financial plan.
Fee: A one-time fee of $1,500 and may be increased based on the complexity of your financial situation.
Need help with a specific money question? Then this limited topic-based service is for you. Includes us working together at a flat hourly rate to create a targeted solution that you implement.
Fee: The cost is $200 an hour with a minimum of 2 hours required.
Are you on track to have your dream retirement? If you’re 10 or more years away from retirement, save time and headaches with our FERS retirement check-up. If you don’t want a full financial plan right now, this is a quick and convenient way to find out if you’re saving enough to meet your retirement goals.
Fee: A one-time fee of $295
Are you maximizing your Federal benefits?
How much money do you need to retire?
Which benefit selections are best for you?
Where will your retirement income come from?
When should you retire from Federal service?
How should I invest to accomplish my goals?
How should my TSP be invested?
Am I taking the right amount of risk?
How much do you have to save for your children’s education?
How will you fund any gaps?
Will my money go where I want when I die?
Will my estate go through probate?
As a federal employee, you have complex benefits; and although you can find lots of information online or in seminars, it’s difficult to know how to apply it to your unique situation.
Another common challenge faced by federal employees is that most general financial planners don’t understand federal employee benefits. This lack of expertise often means that the advisor is unable to integrate your complex benefits into your overall financial plan.
At Create Your Path, we not only help our clients understand their benefits from a financial planning perspective, but we help integrate their benefits into their financial plan.
Create Your Path
501 W Broadway, Suite 800, San Diego, California, 92101
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