With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like…
Author: Jose Armenta, MsBA, ChFC®, EA
Jose Armenta is a financial planner who writes about Federal Government employee benefits in a way that is easy to understand.
What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector…
What is a Health Care FSA? A flexible spending account (FSA), also called a “flexible…
With healthcare costs on the rise, choosing the wrong employer health plan can be a…
What is Disability Insurance? Disability insurance is a type of insurance that pays you a…
What is Disability Insurance? Disability insurance is a type of insurance that pays you a…
As healthcare costs continue to rise, employer-provided healthcare benefits are becoming a critical part of…
The Federal Employees Retirement System (FERS) became effective January 1, 1987, replacing the Civil Service…
The Thrift Savings Plan (TSP) is designed to closely resemble the private sector’s 401(k). Although…