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Category: Federal Benefits

Calculating FERS Annuity
  • Federal Benefits
  • Video

How To Calculate Your FERS Pension (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 23, 2021July 16, 2021

In this video, I’ll review how to calculate the FERS annuity and why it’s important…

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  • Federal Benefits

Withdrawing From Your TSP Early

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 16, 2021February 28, 2025

Although many federal employees believe that they must wait until age 59 ½ before taking…

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Contributing To Your TSP
  • Federal Benefits
  • Video

Are You Contributing Enough To Your TSP? (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 9, 2021June 9, 2021

In this video, I’ll cover a few rules of thumb for contributing to your TSP.…

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  • Federal Benefits

Understanding Your TSP’s Investment Options

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 2, 2021June 17, 2021

Among the many benefits of working in the Federal government is the Thrift Savings Plan…

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  • Federal Benefits

5 Ways Your Federal LEO Retirement Benefits Are Different

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on May 19, 2021February 26, 2025

For the most part, all federal employees enjoy the same robust benefits, such as the…

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  • Federal Benefits

5 Things You Should Know About Withdrawing From Your TSP

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on May 5, 2021February 28, 2025

Whether you are nearing retirement or still building up your nest egg, it’s important that…

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  • Federal Benefits

The TSP Loan At A Glance

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 28, 2021March 4, 2025

Like many 401(K)s, the Thrift Savings Plan (TSP) allows active participants to borrow from their…

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  • Federal Benefits

Does Your Agency Match Count Toward Your TSP Contribution Limit?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 21, 2021February 28, 2025

One of the biggest perks of the Thrift Savings Plan (TSP) is the generous government…

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  • Federal Benefits

How Much Should You Contribute To Your TSP?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 14, 2021July 25, 2023

When you consider the Thrift Savings Plan’s (TSP) low fees, diversified funds, and generous government…

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Roth TSP and Roth IRA
  • Federal Benefits
  • Video

Can You Have A Roth TSP And Roth IRA? (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 7, 2021June 16, 2021

In this video, I’ll cover whether you can have both a Roth TSP and Roth…

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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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