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Category: Personal Finance

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The Most Important Step In A Successful Financial Plan (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on January 18, 2021January 31, 2021

Here are the two reasons defining your Why is the most important step in creating…

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  • Personal Finance

6 Tips To Tune-Up Your Finances For The New Year

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on January 13, 2021January 13, 2021

As you kick off your new year, it’s important that you take the time to…

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  • Personal Finance

Defining the Why Behind Your Financial Life Plan

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on January 6, 2021January 6, 2021

Many people think that financial planning is investment management or insurance sales, but those are…

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  • Personal Finance

Finding Your Financial Location With A Net Worth Statement

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on December 23, 2020December 23, 2020

WHAT IS A PERSONAL NET WORTH STATEMENT? Once you have your goals defined and have…

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  • Personal Finance

4 Tips For Managing Your Credit Card Debt

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on December 16, 2020December 28, 2022

According to a recent survey by creditcards.com, nearly half of Americans carry a credit card…

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  • Personal Finance

8 Steps to Create Your Estate Plan: For Federal Employees

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on November 12, 2020February 6, 2022

What is estate planning? Estate planning is the process of arranging how your assets will…

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  • Personal Finance

6 Steps To Define Your Money’s Purpose

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on November 4, 2020December 23, 2020

As important as money is in our lives, many still find it difficult to be…

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  • Personal Finance

6 Tips For Building Your Emergency Fund

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on October 26, 2020October 26, 2020

We all know that an emergency fund is cash set aside to cover unexpected life…

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  • Personal Finance

5 Steps to Ensure You Have Enough Homeowners Insurance

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on October 19, 2020July 16, 2021

Considering homeowners insurance protects what may be the most significant investments of your life, it…

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  • Personal Finance

How to Choose a Healthcare Plan

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on August 17, 2020July 16, 2021

With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like…

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Meet Your Financial Planner


Hi, I’m Jose Armenta, a Certified Financial Planner practitioner specializing in helping federal employees understand and integrate their federal benefits into a comprehensive financial plan. For over 14 years, I have worked with and among federal employees, first as a Marine, then as a police dispatcher, and now as a financial planner helping FERS federal employees.

If you’d like to learn more about how my firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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