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Tag: Roth IRA

When Can Federal Employees Contribute To A Roth IRA
  • Personal Finance

When Can Federal Employees Contribute To A Roth IRA?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 15, 2023February 15, 2023

Roths are a powerful federal retirement planning tool! Whether it be your Roth TSP or…

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Tax Diversification For Federal Employees
  • Federal Benefits

What Federal Employees Need To Know About Tax Diversification?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on March 23, 2022March 2, 2025

An overwhelming number of federal employees that come to me for help have most of…

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When Are Federal Employees Ineligible For A Roth IRA?
  • Federal Benefits

What Happens When Federal Employees Make Ineligible Roth IRA Contributions?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on March 16, 2022February 12, 2023

Most of us can agree that Roths are great. Whether it be your Roth TSP…

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The Backdoor Roth IRA: What Federal Employees Need To Know
  • Federal Benefits

The Backdoor Roth IRA: What Federal Employees Need To Know

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on March 9, 2022February 23, 2025

A common question I get from highly motivated savers is whether they can contribute to…

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  • Federal Benefits (84)
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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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