What Is The FERS MRA?

What is the MRA? The minimum retirement age (MRA) is the earliest age at which most Federal employees may retire.

Why Is It Important?

Your MRA will determine when you’re eligible for different types of FERS retirement options. For example, your MRA will determine whether you are eligible for the MRA+ 10 retirement option. You can read more about the MRA+ 10 retirement option here.

Finding Your MRA

MRAs range between ages 55 and 57 and are based on your birth year.
You can find your MRA by checking the table below:

After You Find Your MRA

Once you know your MRA, your next step should be to understand the FERS retirement rules. For instance, reaching your MRA alone is not enough to be eligible for retirement, as FERS retirement eligibility is based on a combination of age and years of service requirements.

Understanding your MRA is crucial for certain retirement options, while other rules focus on specific ages like 60 and 62. If you need assistance integrating your Federal employee benefits into your financial plan, visit our firm’s website at CreateYourPathFP.com. There, you can explore our services, review our fees, and schedule a complimentary consultation.

Retirement Is Too Important To Leave To Chance

If you’re interested in learning more about how my firm helps federal employees plan for retirement, visit CreateYourPathFP.com and schedule a free consultation today.

Author: Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA

Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan. As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans. As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.