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Tag: FERS

Should You Retire Early for the FERS Supplement or Delay for the 10% Pension Bonus?
  • FERS Pension

Should You Retire Early for the FERS Supplement or Delay for the 10% Pension Bonus?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 16, 2025February 16, 2025

Retirement planning is one of the most significant financial decisions you’ll make, and for FERS…

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What is your FERS pension really worth?
  • FERS Pension

Understanding the True Value of Your FERS Pension. What is Your FERS Pension Really Worth?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 9, 2025March 3, 2025

What Is Your Federal Pension Really Worth? When thinking about retirement, many federal employees overlook…

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How Federal Employees Can Increase Their FERS Pension
  • FERS Pension
  • Video

How Federal Employees Can Increase Their FERS Pension

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on January 21, 2024January 21, 2024

In this video, Jose Armenta, CFP®, reviews 3 tips for how federal employees can increase…

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3 FERS Pension and TSP Mistakes To Avoid
  • FERS Pension
  • Video

3 Big FERS Pension and TSP Mistakes that Federal Employees Can’t Afford to Make

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 3, 2023January 18, 2024

In this video, Jose Armenta, CFP®, reviews 3 FERS pension and TSP mistakes that federal…

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Best 2022 Articles For Federal Employees
  • Federal Benefits

Top 2022 Articles For Federal Employees

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on January 11, 2023February 13, 2023

I think every federal employee can agree that 2022 was an eventful year. This past…

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What Federal Employees Need To Know About Working In Retirement
  • Federal Benefits

What Federal Employees Need To Know About Working In Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 8, 2022March 2, 2025

Many federal employees plan to work at least part-time in retirement. Some make this decision…

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3 Early Retirement Options For Federal Employees
  • FERS Pension

3 Early Retirement Options For Federal Employees

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 9, 2022March 2, 2025

For some federal employees working until they’re eligible for the traditional FERS retirement just isn’t…

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3 Things Federal Employees Must Know About Social Security Benefits
  • Social Security

3 Things Federal Employees Must Know About Social Security

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on January 26, 2022January 28, 2022

Your FERS retirement benefits consist of three main components: The Basic FERS Retirement Pension, Social…

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Can Your Children Keep FEHB If You Die?
  • FEHB

Will Your Children Keep FEHB If You Die?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on December 29, 2021December 29, 2021

As a federal employee, you know that you have robust benefits, and you’re likely aware…

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The FERS Child Survivor Annuity Benefit
  • Survivor Benefit

The FERS Child Survivor Annuity Benefit

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on December 22, 2021December 22, 2021

Many federal employees are aware of the survivor annuity benefit elected at retirement and understand…

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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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