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Category: FEHB

Should Federal Employees Enroll In Medicare?
  • Medicare

Should Federal Employees Enroll In Medicare?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 28, 2023March 3, 2025

As a financial planner for federal employees, you can imagine that I get to help…

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Can Your Children Keep FEHB If You Die?
  • FEHB

Will Your Children Keep FEHB If You Die?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on December 29, 2021December 29, 2021

As a federal employee, you know that you have robust benefits, and you’re likely aware…

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What Federal Employees Should Do 1 Year Before Retirement
  • Federal Benefits

What Federal Employees Should Do 1 Year Before Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 10, 2021September 19, 2023

Although, as a federal employee, you should begin planning for retirement years before you hand…

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Quickstart Guide To Medicare For Federal Employees
  • Federal Benefits

Quickstart Guide To Medicare For Federal Employees

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 3, 2021November 3, 2021

As healthcare costs continue to rise, it’s no surprise that federal employees nearing retirement have…

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8 Things Federal Employees Should Do 5 Years From Retirement
  • Federal Benefits

8 Things Federal Employees Should Do 5 Years Before Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 15, 2021February 3, 2025

Retirement is a significant milestone, representing the culmination of years of hard work and the…

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Federal Employees Health Benefits (FEHB) coverage
  • Federal Benefits
  • Video

Will Your Spouse Keep FEHB If You Die? (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on July 7, 2021July 16, 2021

In this video, Jose Armenta, CFP®, reviews the requirements that must be met for your…

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health insurance scrabble tiles on planner
  • Federal Benefits

What Happens To Your Federal Employee Health Benefits In Retirement?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 30, 2021July 6, 2021

As a federal employee, you know that you have a robust employee benefits package, and…

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  • Federal Benefits

Quickstart Guide to Your Federal Employee Health Benefits

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 14, 2020July 16, 2021

The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your…

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  • Federal Benefits (84)
  • FERS Pension (39)
  • TSP (34)
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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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