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How Federal Employees Can Increase Their FERS Pension
  • FERS Pension
  • Video

How Federal Employees Can Increase Their FERS Pension

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on January 21, 2024January 21, 2024

In this video, Jose Armenta, CFP®, reviews 3 tips for how federal employees can increase…

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3 steps for how to transfer your tsp to an ira
  • Uncategorized
  • Video

3 Steps For How to Transfer Your TSP to an IRA

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on January 18, 2024January 18, 2024

In this video, Jose Armenta, CFP®, reviews the 3 Steps of transferring the TSP to…

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3 FERS Pension and TSP Mistakes To Avoid
  • FERS Pension
  • Video

3 Big FERS Pension and TSP Mistakes that Federal Employees Can’t Afford to Make

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 3, 2023January 18, 2024

In this video, Jose Armenta, CFP®, reviews 3 FERS pension and TSP mistakes that federal…

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What TSP Amount is Needed to Retire?
  • Uncategorized
  • Video

What TSP Amount Is Needed To Retire?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on August 8, 2023August 22, 2023

In this video, I discuss how FERS federal employees can quickly estimate how much they’ll…

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Benefits For New Federal Employees- 4 Tips
  • Personal Finance

Benefits For New Federal Employees: 4 Tips

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on July 26, 2023July 26, 2023

Joining the federal workforce is an exciting milestone for many individuals seeking meaningful and rewarding…

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Should Federal Employees Enroll In Medicare?
  • Medicare

Should Federal Employees Enroll In Medicare?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 28, 2023March 3, 2025

As a financial planner for federal employees, you can imagine that I get to help…

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When Should Federal Employees Claim Social Security
  • Social Security

When Should Federal Employees Claim Social Security

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on May 17, 2023August 23, 2023

Social Security benefits are a crucial component of retirement planning for federal employees. However, deciding…

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What Should Federal Employees Do With Their TSP At Retirement?
  • Uncategorized

What Should Federal Employees Do With Their TSP At Retirement?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 12, 2023May 12, 2023

As federal employees prepare to retire, they face a critical decision; what should they do…

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4 Risks Federal Employees Face In Retirement
  • Federal Benefits

4 Risks Federal Employees Face In Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on March 22, 2023January 27, 2025

As federal employees enter retirement, they cross into foreign territory littered with risks. These risks…

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When Can Federal Employees Contribute To A Roth IRA
  • Personal Finance

When Can Federal Employees Contribute To A Roth IRA?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 15, 2023February 15, 2023

Roths are a powerful federal retirement planning tool! Whether it be your Roth TSP or…

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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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    Understanding Your TSP’s Investment Options

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    3 Big FERS Pension and TSP Mistakes that Federal Employees Can’t Afford to Make

    November 3, 2023
  • Roth Conversions: What They Are & The 3 Things Federal Employees Need To Know

    Roth Conversions: What They Are & The 3 Things Federal Employees Need To Know

    December 1, 2021

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