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Your Federal Employees’ Group Life Insurance at a Glance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on September 21, 2020

The Federal Employees’ Group Life Insurance (FEGLI) program provides group term life insurance to eligible…

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  • Federal Benefits

Quickstart Guide to Your Federal Employee Health Benefits

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on September 14, 2020September 21, 2020

The Federal Employees Health Benefit (FEHB) Program provides comprehensive health care coverage for you, your…

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  • Federal Benefits

Quickstart Guide to Your Federal Employee Disability Benefits

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on August 31, 2020September 1, 2020

What is Disability Insurance? Disability insurance is a type of insurance that pays you a…

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  • Insurance

How to Choose a Healthcare Plan

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on August 17, 2020December 23, 2020

With today’s healthcare options resembling an alphabet soup, choosing a healthcare plan can seem like…

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  • Employee Benefits

COBRA Health Insurance at a Glance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on August 3, 2020December 23, 2020

What is COBRA Insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires most private sector…

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  • Employee Benefits

Understanding Northrop Grumman’s Health Care FSA

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on July 20, 2020July 20, 2020

What is a Health Care FSA? A flexible spending account (FSA), also called a “flexible…

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  • Employee Benefits

How to Compare Northrop Grumman’s Healthcare Plan Options

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on July 6, 2020August 17, 2020

With healthcare costs on the rise, choosing the wrong employer health plan can be a…

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  • Employee Benefits

Lockheed Martin’s Disability Insurance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on June 25, 2020June 26, 2020

What is Disability Insurance? Disability insurance is a type of insurance that pays you a…

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  • Employee Benefits

Northrop Grumman’s Disability Insurance

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on June 24, 2020August 17, 2020

What is Disability Insurance? Disability insurance is a type of insurance that pays you a…

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  • Insurance

What is a Health Savings Account?

  • by Jose Armenta, MsBA, ChFC®, EA
  • Posted on June 19, 2020December 23, 2020

As healthcare costs continue to rise, employer-provided healthcare benefits are becoming a critical part of…

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HI, I’M Jose Armenta, MsBA, ChFC®, EA


I write about Federal Employee benefits in a way that is easy to understand.

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