Search

Your Federal Employee Benefits

Helping Federal Employees Make Smart Financial Decisions

Menu
Skip to content
  • Home
  • Articles By Topic
    • FERS Federal Benefits
      • FERS Annuity / Pension
      • Thrift Savings Plan
      • FEHB
    • Veteran Benefits
    • Personal Finance
  • TOOLS
    • The Financial Planning Checklist For Federal Employees
    • Helpful Links For Federal Employees
    • Submit A Question
  • Work With Jose Armenta

Tag: federal employee benefits

4 Risks Federal Employees Face In Retirement
  • Federal Benefits

4 Risks Federal Employees Face In Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on March 22, 2023March 22, 2023

As federal employees enter retirement, they cross into foreign territory littered with risks. These risks…

Read More
Withdrawing From Your TSP Early: Part 2 Age 55 & 50
  • Federal Benefits

Withdrawing From Your TSP Early: Part 2 Age 55 And 50

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on July 20, 2022July 20, 2022

While the TSP is great since it provides certain tax benefits and allows federal employees…

Read More
The Biggest Risk Federal Employees Face As They Approach Retirement
  • TSP

The Biggest Risk Federal Employees Face As They Near Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on April 13, 2022April 13, 2022

The years immediately before and after retirement are often referred to as the fragile decade…

Read More
5 Things Federal Employees Need To Know About RMDs
  • TSP

5 Things Federal Employees Need To Know About RMDs

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on March 30, 2022March 28, 2022

Many federal employees have heard about Required Minimum Distributions (RMDs), and although most will be…

Read More
Tax Diversification For Federal Employees
  • TSP

What Federal Employees Need To Know About Tax Diversification?

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on March 23, 2022March 22, 2022

An overwhelming number of federal employees that come to me for help have most of…

Read More
When Are Federal Employees Ineligible For A Roth IRA?
  • Federal Benefits

What Happens When Federal Employees Make Ineligible Roth IRA Contributions?

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on March 16, 2022February 12, 2023

Most of us can agree that Roths are great. Whether it be your Roth TSP…

Read More
The Backdoor Roth IRA: What Federal Employees Need To Know
  • Federal Benefits

The Backdoor Roth IRA: What Federal Employees Need To Know

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on March 9, 2022March 14, 2022

A common question I get from highly motivated savers is whether they can contribute to…

Read More
Contributing To Your TSP After Separating From Federal Service
  • TSP

Contributing To Your TSP After Separating From Federal Service

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on February 16, 2022February 15, 2022

Sooner or later, you will separate from federal service, and whether you are called to…

Read More
3 Early Retirement Options For Federal Employees
  • FERS Pension

3 Early Retirement Options For Federal Employees

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on February 9, 2022February 9, 2022

For some federal employees working until they’re eligible for the traditional FERS retirement just isn’t…

Read More
Federal Long Term Care Insurance Program FLTCIP
  • Federal Benefits

Quickstart Guide To The Federal Long Term Care Insurance Program

  • by Jose Armenta, MsBA, CFP®, ChFC®, EA
  • Posted on December 15, 2021December 14, 2021

Most federal employees know someone who has required long-term care at some point in their…

Read More

Posts navigation

Page 1 Page 2 … Page 6 Next Page

Post Types

  • Post (111)
  • Page (18)

Categories

  • Federal Benefits (82)
  • FERS Pension (35)
  • TSP (34)
  • Personal Finance (22)
  • Veteran Benefits (16)

Tags

  • federal employee benefits (54)
  • Federal Employee (46)
  • TSP (41)
  • FERS (39)
  • Personal Finance (22)

Year

  • 2023 (5)
  • 2022 (29)
  • 2021 (64)
  • 2020 (31)

Meet Your Financial Planner


Hi, I’m Jose Armenta, a Certified Financial Planner practitioner specializing in helping federal employees understand and integrate their federal benefits into a comprehensive financial plan. For over 14 years, I have worked with and among federal employees, first as a Marine, then as a police dispatcher, and now as a financial planner helping FERS federal employees.

If you’d like to learn more about how my firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

Popular Posts

  • Snapshot of the FERS Pension

    June 7, 2020
  • What is a Health Savings Account?

    June 19, 2020
  • analysis blackboard board bubble

    The FERS Supplement At A Glance

    December 30, 2020
  • FERS MRA Plus 10

    What is the FERS MRA + 10 Retirement?

    January 20, 2021
  • man in red polo shirt thought a good idea

    The TSP vs. the IRA: What’s the Difference?

    November 18, 2020

YourFederalEmployeeBenefits.com is a Create Your Path (“CYP”) blog. CYP is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by CYP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption. CYP is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site is for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Opinions expressed herein are solely those of Create Your Path LLC, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to other parties, informational accuracy, or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.

  • DISCLOSURES
  • Privacy Policy
  • Create Your Path ADV
×

Search By Topic

 

Loading Comments...
 

    Get Tips On Maximizing Your Federal Employee Benefits!

    Start on your path to financial freedom by getting our weekly articles full of tips on maximizing your benefits and the occasional freebie.

    Invalid email address
    We do not sell or share your information with anyone.
    You're signed up! Please check your inbox for our confirmation email.