Search

Your Federal Employee Benefits

Helping Federal Employees Make Smart Financial Decisions

Menu
Skip to content
  • Home
  • Articles By Topic
    • FERS Federal Benefits
      • FERS Annuity / Pension
      • Thrift Savings Plan
      • FEHB
    • Veteran Benefits
    • Personal Finance
  • TOOLS
    • The Financial Planning Checklist For Federal Employees
    • Helpful Links For Federal Employees
    • Submit A Question
  • Work With Jose Armenta

Tag: federal employee benefits

Federal Long Term Care Insurance Program FLTCIP
  • Federal Benefits

Quickstart Guide To The Federal Long Term Care Insurance Program

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on December 15, 2021December 14, 2021

Most federal employees know someone who has required long-term care at some point in their…

Read More
What Federal Employees Should Do 1 Year Before Retirement
  • Federal Benefits

What Federal Employees Should Do 1 Year Before Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 10, 2021September 19, 2023

Although, as a federal employee, you should begin planning for retirement years before you hand…

Read More
How Will Your Federal Retirement Benefits Be Taxed?
  • Federal Benefits

How Will Your Federal Retirement Benefits Be Taxed?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 27, 2021March 4, 2025

Many federal employees don’t realize the impact that taxes will have on their retirement income.…

Read More
How Is Your FERS High-3 Calculated?
  • FERS Pension

How Is Your FERS High-3 Calculated?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 20, 2021February 23, 2025

Most federal employees have heard the term “High-3,” and many understand that their pension will…

Read More
Can You Convert The Traditional TSP To Roth
  • Federal Benefits

Can You Convert Your Traditional TSP To The Roth?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 13, 2021February 28, 2025

As a federal employee, there are some major advantages to contributing to the TSP, such…

Read More
How Do The FERS COLAs Work?
  • Federal Benefits

How Do The FERS COLAs Work?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 6, 2021February 28, 2025

As a federal employee, one of your greatest benefits is your FERS pension, and one…

Read More
Can Federal LEOs Elect the Postponed Or Deferred Retirement?
  • Federal Benefits

Can Federal LEOs Elect the Postponed Or Deferred Retirement?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 29, 2021September 29, 2021

Although we have covered the enhanced retirement benefits for LEOs and the FERS early retirement…

Read More
The FERS Postponed vs Deferred Retirement
  • Federal Benefits

FERS Early Retirement Options: Postponed Vs. Deferred

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 22, 2021February 28, 2025

Although retiring after 20 or 30 years of uninterrupted service is usually uncomplicated, for federal…

Read More
8 Things Federal Employees Should Do 5 Years From Retirement
  • Federal Benefits

8 Things Federal Employees Should Do 5 Years Before Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 15, 2021February 3, 2025

Retirement is a significant milestone, representing the culmination of years of hard work and the…

Read More
The Common And Costly Estate Planning Mistake Federal Employees Make
  • Federal Benefits

The Common And Costly Estate Planning Mistake Federal Employees Make

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 8, 2021September 8, 2021

There are many financial mistakes that federal employees can make throughout their life but one…

Read More

Posts pagination

Previous Page Page 1 Page 2 Page 3 … Page 6 Next Page

Post Types

  • Post (129)
  • Page (18)

Categories

  • Federal Benefits (84)
  • FERS Pension (39)
  • TSP (35)
  • Personal Finance (23)
  • Veteran Benefits (16)

Tags

  • federal employee benefits (55)
  • TSP (52)
  • Federal Employee (47)
  • FERS (43)
  • Personal Finance (23)

Year

  • 2025 (5)
  • 2024 (7)
  • 2023 (11)
  • 2022 (29)
  • 2021 (64)

Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

Popular Posts

  • man in red polo shirt thought a good idea

    The TSP vs. the IRA: What’s the Difference?

    November 18, 2020
  • crop businessman giving contract to woman to sign

    The TSP Loan At A Glance

    April 28, 2021
  • How Federal Employees Can Manage Their TSP In Retirement - 4 Percent Rule

    How Federal Employees Can Manage Their TSP In Retirement: The 4 Percent Rule

    February 1, 2023
  • Can You Convert The Traditional TSP To Roth

    Can You Convert Your Traditional TSP To The Roth?

    October 13, 2021
  • The Biggest Risk Federal Employees Face As They Approach Retirement

    The Biggest Risk Federal Employees Face As They Near Retirement

    April 13, 2022

YourFederalEmployeeBenefits.com is a Create Your Path (“CYP”) blog. CYP is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by CYP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption. CYP is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site is for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Opinions expressed herein are solely those of Create Your Path LLC, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to other parties, informational accuracy, or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.

  • DISCLOSURES
  • Privacy Policy
  • Create Your Path ADV
×
 

Loading Comments...
 

    Get Tips On Maximizing Your Federal Employee Benefits!

    Start on your path to financial freedom by getting our monthly articles full of tips on maximizing your benefits and the occasional freebie.

    Invalid email address
    We do not sell or share your information with anyone.
    You're signed up! Please check your inbox for our confirmation email.