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Tag: TSP

How Will Your Federal Retirement Benefits Be Taxed?
  • Federal Benefits

How Will Your Federal Retirement Benefits Be Taxed?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 27, 2021March 4, 2025

Many federal employees don’t realize the impact that taxes will have on their retirement income.…

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Can You Convert The Traditional TSP To Roth
  • Federal Benefits

Can You Convert Your Traditional TSP To The Roth?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on October 13, 2021February 28, 2025

As a federal employee, there are some major advantages to contributing to the TSP, such…

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8 Things Federal Employees Should Do 5 Years From Retirement
  • Federal Benefits

8 Things Federal Employees Should Do 5 Years Before Retirement

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 15, 2021February 3, 2025

Retirement is a significant milestone, representing the culmination of years of hard work and the…

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The Common And Costly Estate Planning Mistake Federal Employees Make
  • Federal Benefits

The Common And Costly Estate Planning Mistake Federal Employees Make

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 8, 2021September 8, 2021

There are many financial mistakes that federal employees can make throughout their life but one…

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What Military Service Can Be Bought Back?
  • FERS Pension

What Military Service Can Be Bought Back?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on August 18, 2021August 18, 2021

In last week’s article, we reviewed the benefits of making a military service deposit or…

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Why Federal Employees Retire At Age 57
  • Federal Benefits

3 Reasons Why Federal Employees Retire At 57

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on August 4, 2021March 5, 2025

An important part of establishing your retirement plan is choosing the best age to retire.…

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Transferring The TSP To An IRA
  • Federal Benefits

What To Consider Before Transferring Your TSP To An IRA

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on July 21, 2021July 21, 2021

When you separate from federal service, you will have an important decision: should you leave…

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roll of american dollar banknotes tightened with band
  • Federal Benefits

Withdrawing From Your TSP Early

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 16, 2021February 28, 2025

Although many federal employees believe that they must wait until age 59 ½ before taking…

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Contributing To Your TSP
  • Federal Benefits
  • Video

Are You Contributing Enough To Your TSP? (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 9, 2021June 9, 2021

In this video, I’ll cover a few rules of thumb for contributing to your TSP.…

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photo of person holding ceramic mug
  • Federal Benefits

Understanding Your TSP’s Investment Options

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 2, 2021June 17, 2021

Among the many benefits of working in the Federal government is the Thrift Savings Plan…

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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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