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Tag: TSP

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  • Federal Benefits

5 Ways Your Federal LEO Retirement Benefits Are Different

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on May 19, 2021February 26, 2025

For the most part, all federal employees enjoy the same robust benefits, such as the…

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  • Federal Benefits

5 Things You Should Know About Withdrawing From Your TSP

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on May 5, 2021February 28, 2025

Whether you are nearing retirement or still building up your nest egg, it’s important that…

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  • Federal Benefits

The TSP Loan At A Glance

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 28, 2021March 4, 2025

Like many 401(K)s, the Thrift Savings Plan (TSP) allows active participants to borrow from their…

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  • Federal Benefits

Does Your Agency Match Count Toward Your TSP Contribution Limit?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 21, 2021February 28, 2025

One of the biggest perks of the Thrift Savings Plan (TSP) is the generous government…

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  • Federal Benefits

How Much Should You Contribute To Your TSP?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on April 14, 2021July 25, 2023

When you consider the Thrift Savings Plan’s (TSP) low fees, diversified funds, and generous government…

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  • Federal Benefits

How Is Your TSP Taxed?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on March 31, 2021March 31, 2021

The Thrift Savings Plan (TSP) is a qualified retirement plan, which means the plan meets…

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Investing TSP
  • Federal Benefits
  • Video

2 Quick Tips to Help You Invest Your TSP (VIDEO)

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on February 10, 2021June 10, 2021

In this video, I’ll cover 2 tips to help you invest your TSP the right…

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  • Federal Benefits

The TSP vs. the IRA: What’s the Difference?

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on November 18, 2020February 28, 2025

The Thrift Savings Plan (TSP) and the Individual Retirement Arrangement (IRA) share many similarities, such…

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Traditional TSP VS Roth TSP
  • Federal Benefits

Which Thrift Savings Plan Is Right For You? Roth Vs. Traditional

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on September 28, 2020March 4, 2025

Having the choice of contributing to a Traditional TSP or a Roth TSP provides you…

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  • Federal Benefits

Three Advantages of the TSP

  • by Jose Armenta, MsBA, CFP®, ChFC®, CLU®, EA
  • Posted on June 5, 2020August 29, 2021

The Thrift Savings Plan (TSP) is designed to closely resemble the private sector’s 401(k). Although…

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Meet Your Financial Planner


Jose Armenta is a Certified Financial Planner practitioner specializing in helping FERS federal employees understand and integrate their federal benefits into a comprehensive financial plan.

As a FERS retirement expert, he has helped thousands of federal employees understand their benefits from a financial planning perspective and integrate them into their financial plans.

As a former Marine and police dispatcher, Jose takes great pride in serving those who serve our great nation.

If you’d like to learn more about how his firm can help you reduce taxes, maximize your benefits, and live confidently knowing you are making smart financial decisions, schedule a free consultation today using the appropriate tab in the menu.

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